If you have at least $1,000 in the bank, great work! But if you don’t stay disciplined and keep building it up, it could quickly disappear.

The best time to plan was yesterday, so get ahead while you can.

Here are some smart moves to ensure a strong finanial future.

1. Have an Emergency Fund

Everyone needs an emergency fund, away from their savings.

It’s could be for an unexpected bill, car problems, medical emergency, etc.

When the unexpected happens (something always does), you won’t have to dip in your savings if you have some set aside.

It doesn’t have to be a ton of money, but it’s comforting to have that cushion.

2. Make $100 / Month by Getting This Free App

If you could have an app on your phone that makes you money, wouldn’t that be great?

Well QuickThoughts is available in the app store, and has many different tasks and surveys they will pay you for.

It isn’t uncommon for users to make $100 in a month, and you can quickly earn enough points for gift cards as well.

Simply download it and register for free, and you have an extra income source right in your pocket when you need it.

Earn Rewards With QuickThoughts

3. Save On Big Expenses, Like Overpriced Car Insurance

Cutting back on expenses, especially wasteful ones, can change everything. How long has it been since you shopped around for car insurance?

If it’s been a while, you’re most likely overpaying – by hundreds. Experts are urging people to shop around right now as people are driving a lot less.

Luckily there’s a free tool similar to Kayak and Priceline, but for car insurance which saves users an average of $576.

It’s called SmartFinancial. It only takes about 60 seconds, and it will show you an unbiased list of plans in your area that are heavily discounted. You can switch plans literally in a few minutes, all online.

Remember that you’re never locked in to your current plan, and if you switch, they’ll refund the difference. Yup, you should do this now.

Lower Your Car Insurance Rate Now

4. Make Extra Cash Doing Internet Stuff

If you spend time online watching videos, searching the web, or shopping, you need to start taking advantage of this.

You can get paid cash to watch videos, take surveys, and shop online. Not to mention free food and grocery store coupons.

It’s called InboxDollars. They even give you $5 for free when you start.

You won’t get rich, but if you sign up, it could easily cover stuff like Netflix, Spotify, or other bills.

Start Earning Extra Cash with InboxDollars

5. Earn Extra Cash and Gift Cards by Offering Your Opinion

You know what big companies care about? Your opinion!

The cool thing is there are companies that connect regular people with brands that need feedback. They pay cash or PayPal / Amazon gift cards.

Opinion Outpost is the best way to do so, and its totally free to sign up.

I think a lot of us are willing to sacrifice a few minutes of social media time to earn some side cash.

…At least those of us who care about our financial future.

Start Getting Paid for Your Opinion

6. Pay Off Your Credit Cards, and Get Free Help if You Need It.

Obviously not having credit card debt will help your finances, and there’s a smart way to go about it.

The avalanche method is great, which basically means you pay extra towards the higher interest rate debts.

But if you have over $10k in debt, there are some opportunites right now to get free help.

The Debt Assistance Hotline will give you options to get rid of your debt, including forgiveness and consolidation, which can result in just one low monthly payment.

It’s 100% free to call and check your options. You don’t have to commit to anything or share personal details over the phone. If you’re struggling, this free call could change everything for you.

Make the Free Call and Learn How to Clear Your Debt - (844) 795-8484
(Call Monday-Friday, 5AM-6PM PST)